Investment Strategies for 2023 That You Should Know!

With the financial markets showing signs of strain and banks collapsing, we thought it would be a good time to compile a list of some of the best investment options for you. We’ve tried to focus on safer, less risky options that offer stable returns, as well as including a few that offer higher returns but are a little more volatile.   

This ensures a healthy mix of growth and safety.

So, our top five investments for 2023 are:

• High-yield Savings Accounts      

• Short-Term Certificates of Deposit      

• Series I Bonds      

• Short-Term Corporate Bond Funds      

• Dividend Stock Funds

1. If you’re risk averse, then park your cash in high-yield savings accounts and short-term certificates of deposit to avoid the risk of losing your money.

2. Series I Bonds are now an attractive option for risk-averse investors looking for a vehicle to protect their investments against inflation. You also have the added benefit of reduced risk of default.

3. Short-Term Corporate Bond Funds are another excellent option. If you’re a retiree looking for cash flow and want to reduce your overall portfolio risk, then this investment will offer a decent return.

4. Finally, Dividend Stock Funds provide a cash pay-out. They’re a great selection for almost any kind of stock investor, especially if you’re looking for regular income.