Investment Strategies for 2023 That You Should Know!

With the financial markets showing signs of strain and banks collapsing, we thought it would be a good time to compile a list of some of the best investment options for you. We’ve tried to focus on safer, less risky options that offer stable returns, as well as including a few that offer higher returns but are a little more volatile.      

This ensures a healthy mix of growth and safety.


So, our top five investments for 2023 are:

• High-yield Savings Accounts        

• Short-Term Certificates of Deposit        

• Series I Bonds        

• Short-Term Corporate Bond Funds        

• Dividend Stock Funds


1. If you’re risk averse, then park your cash in high-yield savings accounts and short-term certificates of deposit to avoid the risk of losing your money.

2. Series I Bonds are now an attractive option for risk-averse investors looking for a vehicle to protect their investments against inflation. You also have the added benefit of reduced risk of default.

3. Short-Term Corporate Bond Funds are another excellent option. If you’re a retiree looking for cash flow and want to reduce your overall portfolio risk, then this investment will offer a decent return.

4. Finally, Dividend Stock Funds provide a cash pay-out. They’re a great selection for almost any kind of stock investor, especially if you’re looking for regular income.   
 

savings

High-yield    
Savings Accounts

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Short-Term Certificates    
of Deposit

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Series I bonds

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Short-Term Corporate    
Bond Funds

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Dividend    
Stock Funds


 

Investments for Business Owners

• Short-term Bond Funds / Low-Risk / Medium Reward                  

• Corporate Bond Funds / Low-Risk / Medium Reward                  

• Large-Cap Mutual Funds / Medium Risk / High Reward                  

• Small-Cap Mutual Funds / High-Risk / Very High Reward                  

• REITs / High-Risk / High Reward                  

 

Investments for Individuals

• Savings Account / Low-Risk / Low Reward       

• Short-Term CDs / Low-Risk / Low Reward       

• Series I Bonds / Low-Risk / Medium Reward       

• Short-Term Bond Funds / Low-Risk / Medium Reward       

• Dividend Stock Funds / Medium Risk / Medium Reward       

• Mid-Term Bond Funds / Medium Risk / High Reward       

• Large-Cap Mutual Funds / Medium Risk / High Reward       

• Small-Cap Mutual Funds / High-Risk / Very High Reward       

• Municipal Bond Funds / High-Risk / High Reward       

 

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Reward

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Mutual Funds

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REITs

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Municipal Bond Funds

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Risk


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